New mortgage denial data shows how certain racial groups face greater challenges getting home loans, denying them a crucial tool in generating wealth.
Post about data on mortgage lending by loan type, race and ethnicity and income, small business loans, farm loans, banking & more.
Data from the Home Mortgage Disclosure Act (HMDA) provides a deep insight into trends in lending from demographics to loan types to government insurance to down payments. Here are a few insights from looking at the latest data, from 2016.
Learn how HOLC historic lending boundaries can be used with current data on PolicyMap to examine neighborhoods today.
Home Owners’ Loan Corporation neighborhood risk maps, created between 1935-1940, are now available on PolicyMap.
Our 2014 HMDA data sheds light on trends in purchase, refinance, and government-backed mortgage activity.